REVERSE MORTGAGE LENDER CALIFORNIA
Find the best insider information from a reverse mortgage lender California residents should all know about! Green Monarch is a professional and reputable California reverse mortgage lender, whose success has come from providing the most personalized advice and unparalleled customer support in the industry.
A+ Rating by the Better Business Bureau!
JUMBO REVERSE MORTGAGE LENDER CALIFORNIA
What distinguishes a company as the leading conventional reverse and top jumbo reverse mortgage lender California homeowners can call on? Having the Integrity to do business with a client's best interest coming first and foremost, at all times, is what we believe. If you want to find the most trustworthy, hardest working reverse mortgage lender California has to offer, then we hope you continue reading. If you take the decision of what lender you choose to work with as serious as we do, then we would love to speak with you, so you can see for yourself what sets our company apart from other reverse mortgage lenders in California.
Why Choose Green Monarch Reverse Mortgage?
Green Monarch, a reverse mortgage lender in California, is the leading company when it comes to getting a new reverse mortgage loan or refinancing your current one. Our mortgage lending company is not a branch of another lender, we are not a big bank or one of those large mortgage companies carrying enormous amounts of overhead and jacking up rates and prices to cover their costs to run their operations.
Green Monarch is a smaller, boutique, family operated
California reverse mortgage lender, with as much knowledge and experience in the industry as anyone else. Since we do not carry such overhead as the larger companies, we are able to provide our clients with the absolute lowest rates available in the industry. And what our clients like most, we can provide reverse mortgage loans at zero cost! This includes
California Jumbo reverse mortgages too.
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Best Reverse Mortgage Rates in California
Yes, we can provide the best reverse mortgage rates in California, however the real reason why you should reach out to us to say hello... NO OTHER REVERSE MORTGAGE LENDER IN CALIFORNIA will work harder for you than we will. If you really knew our company would get you the best reverse mortgage loan rates in California and not charge you a penny out of pocket to refinance with us, then why would you not call? The answer is simple... trust! You do not know us and trust us yet. We understand that and that's also the reason you should call. We won't bite, we don't do high pressure, but we will be honest and friendly with you. All we ask, is that you give us one opportunity to speak and that is it. We are real people, just like you. So, even though we have the ability to provide the lowest reverse mortgage rates in California and at zero cost for our refinancing services, the biggest difference which sets us apart from other California mortgage lenders, is the level that we care! We believe we care about our client's well being more than any other lender in California. It's not hard to do what is right when you take the time to truly get to know and like your customers.
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Did you know there are over 50 different reverse mortgage loan options in California for homeowners? Would you like to get your first taste of who we are as a company and the level of integrity we have when it comes to helping our clients with what is morally and ethically the right thing to do? If so, then you can read about why Green Monarch took the California Reverse Mortgage Calculator 2022 down, off of our website. It will give you further insight and a much better understanding of how we operate as a company versus our competitors.
Let us ask you.. would you rather work with a company who wants to spend quality, personalized time establishing a relationship to get to know you or one in which you are just a number from an online
California reverse mortgage calculator? We want to speak with you in depth, so we can match you and your specific needs with the best reverse mortgage loan options available. Too many other California lenders start their relationship off by pitching potential customers to use a reverse mortgage calculator, which we think is more of a sales gimmick, just to get a more qualified lead for their sales reps to call. Some mortgage companies want the lead so badly, they try to entice you even more to use the calculator for more leads, by promoting advertisements saying:
Really? No personal information at all? A reverse mortgage is a huge financial decision for you and your family! It can change people's lives in their retirement years if done right. If you are not convinced by now, we are at least worth a call, then please do yourself a favor and read an article written by the President of Green Monarch, about our view and actions taken in regards to the Reverse Mortgage Calculator 2022 in California. After that, we hope you would at least give us a call to say hi! If you already think we are worth speaking to, then please feel free to give us a call now at 800-345-2041 or if you would like to read about our calculator story first, then you can do so by clicking on the link below.
Retirement Home Equity Planning in California
The difference between a Good and Great Retirement in California is just a click away!
Many homeowners in today's world are looking for a convenient way to convert their financial resources into a stream of income. If you are like most Americans, ideally, you want to live in your home forever and never run out of money in the process.
Our mortgage company can help! Its all about being successful at the four L’s of financial freedom…. Lifestyle, Legacy, Liquidity and Longevity and we can show you how!
Correctly taking advantage of the housing wealth you have accumulated over the years can pave the way for you to live a fun, joyful life without financial burdens. Once you truly understand the benefits of a California reverse mortgage and how it works, you soon can see how it can be your answer for a comfortable future!
There are Major Differences between Loans...
Compare Below and Find the Best Solution for You!
HECM Reverse Mortgage
This program, now in its 32nd year of existence, has assisted millions of seniors to be in a better retirement position. The HECM converts home equity into tax free capital. This capital comes with a low interest Line of Credit. It can grow and doesn’t require monthly payments.
Since each person has different circumstances, and different needs for such benefits, retirement solutions can be tailored to one’s person’s needs. There are options such as Lines of Credit, buying another property or self funding health care plans. The options are endless.
Jumbo Reverse Mortgage
The Modern Jumbo Reverse Mortgage program focuses on higher value homes. It does away with the value caps on the traditional HECM loan which opens up the opportunity for you to get more cash. This is a great program for homes appraised at $850,000 or higher.
Customarily, clients have the ability to enjoy more of the benefits since the fees are waived and there is no FHA insurance (MIP). The Modern Jumbo Reverse Mortgage has become very appealing to qualified homeowners because it offers flexibility and new offering options such as a growing line of credit.
No Cost / Low Rates
The costs on Reverse Mortgages in California have been severely reduced with recent changes, new offerings s and several regulations being lifted. In most cases, these costs have been completely dismissed.
The interest rates are competitive and in some instances, even better than traditional home loans.
No matter what, our mission is always to help you achieve your goals while providing friendly assistance to help you obtain everything you desire to accomplish.
YOUR RETIREMENT CHOICES
California Reverse Mortgage Loan
Program Features:
- Do away with required monthly mortgage payments
- Get Tax-Free cash to use as you desire
- Set up a Line of Credit with a growth rate feature
- Required counseling
- There are no prepayment penalties
- There are fee limitations
Note -With a traditional California reverse mortgage loan, the borrower has to meet all of the loan obligations. This includes living in the home as your principal residence. It also includes paying property charges, such as property taxes, fees and hazard insurance. It is also the responsibility of the borrower to maintain the home.
**This is not tax advice! For tax advice, please consult with a tax professional.
Leading Reasons to get a California Reverse Mortgage:
- Payoff your mortgage
- Pay credit cards with high interest rates off
- Make home improvements
- Take steps to financial freedom by accessing your liquidity
- Safeguard your investments
- Buy more properties
- Help out family
- Delay Social Security
- Acquire long term care insurance
- Take more desired vacations
**If you have any mortgage questions, please do not hesitate... a friendly mortgage specialist is just a quick phone call away!
California Jumbo Reverse Mortgage Loan
The Jumbo Reverse Mortgage Program Features:
- You can now get California jumbo reverse mortgage loan amounts up to $6 Million dollars
- There are now Line of Credit options available to you
- No origination and no cost options
- No more mortgage insurance premiums
- Unlike other FHA reverse mortgages, there are no limits on initial cash draws
- The are more property type offerings
Important Note – With a jumbo reverse mortgage loan in California, there are no required monthly mortgage payments. The cash is always tax-free. Help create financial health through your housing wealth.
Best Reasons to get a Jumbo Reverse Mortgage Loan in California:
- Maintain your present Lifestyle
- Pay off your debts
- Make desired home improvements
- Purchase an investment property or vacation home
- Gaining liquidity can help obtain financial freedom
- Help your kids purchase a property
- Help grandchildren with education funds
- Set up a trust fund
- Take care of any costs for in-home care
- Help out in any situation where money is needed to raise kids and grandchildren
REVERSE MORTGAGE COMPANY CALIFORNIA
We continually strive to be the best reverse mortgage company California homeowners can turn to when they need loan assistance, no matter what their situation may be. Whether it be a brand new loan, a refinance of a reverse mortgage or a California jumbo reverse mortgage loan, we are here for you. Expect the highest level of customer support with our company, as we will be dedicated to getting you the best, most fitting reverse mortgage loan for your financial needs.
How The Loan Process Works
1. Educate and Learn
Speak with Green Monarch, a reverse mortgage lender in California, to evaluate and go over your specific needs. You will educate yourself about the benefits to you, your options and costs pertaining to getting a Reverse Mortgage.
2. Reverse Mortgage Counseling
Our government makes sure that all California Reverse Mortgage applicants undergo HUD approved counseling before obtaining your loan. An unbiased, third-party agency will handle such counseling. Your counseling session should only be about 30 minutes long.
3. Loan Application
Upon completion of your counseling, Green Monarch will arrange a best time to meet to discuss your loan application and further assist you in obtaining any required documentation for your loan.
4. Loan Funding
This completes the
Reverse Mortgage process and you will now get your money in the way in which you have decided to receive it.
62
Qualifying Age
If you are 62 years of age and have enough equity in your home, you are eligible.
100%
Tax-Free Cash
It’s your money to spend on what you desire. Do, however, consult with your tax advisor.
Stress Level
Keep your home for the rest of your life! Just pay taxes & insurance and enjoy your life.
Payment Per Month
Put an end to your monthly payments. Instead, deposit cash in right into your account.
How a reverse mortgage in California can benefit you!
In these modern times people are living longer than ever and people are now looking at their retirement in terms of decades, not years. Each year, millions of baby boomers in the US are reaching the age for retirement. As they begin their plans to retire, many are considering doing it with a home mortgage payment, being as much of their net worth is tied up in their home equity.
The days of being able to retire on social security or a pension alone, unfortunately, are long gone. These days it’s important to create a well thought out plan for the decades to come! Things are also much more expensive than they were in the past. Health care, for example, costs much more than it used to.
A California Reverse Mortgage is a mortgage loan which could give you an answer to the question of how you can create your financial freedom throughout your retirement years.
Qualifying for a home equity loan in California, has gotten more difficult over the years. These days you’ll need an income to prove your ability to make payments and repay the loan which is hard to do once you have stopped working. Considering the fact that you may very well live 20 to 30 years without an income coming in from steady work, it only makes sense to ensure access to a suitable amount of money.
These scenarios are the reason the HECM program and other Reverse Mortgages were created. They have been specially designed for retirees who are interested in accessing their home equity so they can enjoy their retirement to the fullest. People choose these programs for a variety of reasons but it’s important to note that ANY conversation about accessing home equity for retirement should always include the options of a California Reverse Mortgage and the HECM program!
#1 Rated Customer Service in OC California!
Jumbo Reverse Mortgage Loan Refinance California
The lowest rates, and no cost to you... this is what the
best lender to refinance a jumbo reverse mortgage loan in California will provide for you. Senior homeowners in California have been using
Green Monarch Mortgage in Orange County to get the lowest jumbo loan refi rates in the state, combined with, hands down, the best customer support, all at zero cost to the customer. Green Monarch is located in San Clemente, Orange County, CA and provides traditional reverse mortgage and jumbo reverse mortgage lending as well as traditional and
the best jumbo reverse mortgage loan refinancing throughout the entire state of California.
You are not required to make monthly mortgage payments with jumbo reverse mortgage loans. Any cash received is always tax-free. Let your housing wealth help you create financial health.
Refinance Jumbo Reverse Mortgage California
You can refinance your Jumbo reverse Mortgage in California with any lending company. We understand the importance of this loan for many California homeowners and we take that seriously. We work hard, we take time to get to know our clients and we do what is best for them, because we do care.
There are a lot of jumbo reverse mortgage options available in California. We have access to all of them and have the ability to refinance California jumbo reverse mortgages at the lowest rates in the industry and without any costs.
All we ask of our potential clients is to reach out and give us a call. One call can change your life forever! Especially when that one call is to a lending company who can connect you to all of the Jumbo reverse mortgage loan refinance programs in California. Why risk working with one that can't? If trust is the only issue... even more of a reason to call! Give us one opportunity to earn your trust with one call and either we are not what you thought or we are that and more and it turns into the best financial retirement decision of your life. Not much of a risk to say hi versus the possible reward, right? We are excited and look forward to speaking with you!
Solutions that work, with a team that cares!
Green Monarch Inc.
1389 Calle Avanzado, San Clemente, CA 92673
California Department of Real Estate, Real Estate Broker #02126127 – NMLS# 2026203
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